Late payment on perkin loan?

i realized that my perkin loan payment was due on 12/01/07 but i found out on the 5th and paid for it.... Now i know that i made a late payment for the first time in my life. I've been paying bills since i was 20 and now im 25. I Fully paid car loan, working on 2nd car loan, ultility bills etc, so does this 1st time late payment affect my credit history badly? it's 4 days late, is it possible to ask the the loan person to void the late payment or do anything so that i wont get the bad credit?

Late payment on perkin loan?passions soap opera

You may be in a "grace period" with the payment, which means that the creditor gives you 5-10 days past the due date to receive your on-time payment. This is due to mail irregularities, etc. Call them right away and ask.

One late payment will impact your FICO score (credit rating) by dropping it anywhere between 10 - 80 pts. It's worth it to call your creditor and ask if your payment fell within their grace period.

If it did not, ask if they will allow a "one time" reversal of the late reporting. Make sure and tell them that you have always been on tiime, and use the words "one time."

Late payment on perkin loan?mr messed up opera theater

you can ask, but it is possible it will not be reported at all.
Payments have to be 30-days or longer late to be reported to the credit bureaus as late.
I doubt they reported it. It was only a few days late, and it's the first time you've made a late payment.

If you want to be sure, you could call them and apologize for being late. Assure them that the payment is in the mail and they'll be getting it very soon.
It wont effect you too badly. They might not have even reported it. If you have been business with them for awhile, they may void the late fee..but you have to ask.
Maybe You should try to google it first ,however if you like some direct resource ,here might be helpful.http://carloan.featured-resources.info/a...
im sure it will not be reported if it was only a few days late. ive been late on my student loan payments before by a couple of days and theyve never been reported thankfully.